CFP in the News

Introduction The Great Wealth Transfer is often discussed as if it is still decades away. It isn’t. The transfer has already begun. According to research from Cerulli Associates, approximately $124 trillion is expected to transfer through 2048, with roughly $105 trillion moving to heirs and another $18 trillion directed toward charitable causes.1 While the size…

CFP in the News, Good to Know Artificial intelligence is quickly becoming part of the financial planning conversation.  The problem is not a lack of interest.  It’s a lack of clarity.  Ask ten advisors how AI will impact financial planning, and you’ll get ten different answers—ranging from ‘transformational’ to ‘overhyped.’  Both can be true.  The…

Good to Know Every CFP® exam cycle generates the same reaction: “What was the pass rate?” It’s the wrong first question. Recent CFP Board statistics show overall pass rates generally ranging from the mid-60% to low-70% range.¹ That consistency signals calibration — not randomness. What the Range Signals A pass rate in this range reflects…

Good to Know The number of CFP® professionals continues to reach record levels. At first glance, that sounds like simple industry growth. More certificants. More awareness. More credibility. But growth at this scale raises a more important question: Does expansion dilute the designation — or does it increase its competitive standard? The data suggests the…

Good to Know The Roth conversion conversation is often framed around one question: “Are tax rates going up or down?” That framing is incomplete. In a stable or moderating rate environment, the strategic value of Roth conversions is less about predicting Congress and more about controlling future planning variables. The Misconception: It’s About Today’s Marginal…