News & Updates

Good to Know This article is part III of a IV-part series to help early retirees make informed healthcare coverage choices for the years before they’re eligible for Medicare.  In Part I, we peeled back the onion on faith-based medical cost-sharing ministries.  In Part II, we illustrated how Affordable Care Act (ACA) Policies can help.…

Good to Know This article is part II of a series to help early retirees make informed healthcare coverage choices for the years before they’re eligible for Medicare.  Remember that the first article in this series described how faith-based medical cost-sharing ministries can offer cost-effective coverage for those clients willing to accept behavioral exclusions from…

Good to Know How will you cover your retirement healthcare costs if you retire before age 65?  There may be more options than you think!  Over the next few weeks, the author will highlight key alternatives for retirees too young to qualify for Medicare. This article, Part 1 of a series, will highlight the pros…

Good to Know What’s worse than never accumulating wealth?  Losing it after you’ve accumulated it! From that perspective, an underinsured long-term disability can zap a client’s wealth faster than the government can spend tax dollars.  When, if ever, has your client reviewed their LTD insurance policy?  They may be under the mistaken impression that the…

Good to Know Yes—even clients with a 6-figure income can pay no tax on long-term capital gains. Sound too good to be true?  Read on to see how many of your current clients qualify. Long-Term Capital Gain (LTCG) Rates We tend to assume that clients with LTCG and an above-average income will pay at least…