Earnings Test Calculation
In 2026, Maria, age 63, begins receiving Social Security retirement benefits. She earns $50,000 from employment during the year. The 2026 earnings limit for individuals under full retirement age is $24,480.
Approximately how much of Maria’s Social Security benefits will be withheld due to the earnings test?
- $0
- $12,760
- $12,240
- $25,520
