Portfolio Development and Analysis

A CFP® professional is reviewing a client’s investment portfolio. The client has the following accounts:

  • Traditional IRA
  • Roth IRA
  • Taxable brokerage account

Which of the following assets is generally MOST appropriate to hold in the Roth IRA?

  1. Municipal bonds
  2. A money market fund
  3. A diversified stock mutual fund expected to experience significant long-term appreciation
  4. Short-term Treasury bills