Ron and his wife Susan, both 61 years of age, ask a CFP® professional to provide a recommendation on whether or not Susan should start to draw Social Security benefits when she first becomes eligible at age 62. Which of the following would be the least important to obtain in order to provide a recommendation?

  1.    Family longevity and health history
  2.    Social Security earning statement for each
  3.    Other retirement assets or financial needs
  4.    Long-term disability coverage